The Hurdles Of Travelling Out Of The Country

Travelling out of the country seems to be fun and exciting. However, the hurdles that accompanied our thrill is unexpected. It starts with the Immigration at the airport and the Embassy where we are scrutinized thoroughly for the purpose of our visit to a certain country.

With my experience, I was almost left in the Immigration. I was held in the Embassy for almost 2 hours. They were very critical when it comes to tourists. But I do understand their protocol especially those who leaving and entering the country. Imagine the show money should be a maximum of US$ 10,000. Better that my purpose was research. But still all the files of my laptop were scanned as well as the Facebook messages and my emails. The good thing that happened was that from being suspicious, they become impressed with my work because I was able to make studies outside the country even if I was not able to visit them physically. I was really afraid to be left in the airport because I have spent much for this travel. My God, I did not sleep for 3 nights because of my immediate need for money to cover my round trip air fare, hotel accommodation and food not to mention to buy enough amount of US dollars in my pocket as a show money in case the Embassy will question my capacity to sustain my stay in Malaysia.

But after going through a lot in the Immigration, I was very happy because I can now go anywhere in the world as a researcher and a writer with no hassles at all. I was able to prove my credibility and identity to them that nothing is impossible if you put your mind into what you are doing.

Just never think that when you go out of the country, it makes you a nobody. You have a very important contribution to make a change especially in the lives of the significant people around you. Lots of people become successful because they are able to overcome all the odds on their way to achieving their dreams. Accept and adapt change! There is no sense in spending your days talking about who you used to be. It will only prevent you from creating a successful and meaningful life.

If you spend too much on talking about your ideas, gathering information, reading, researching, attending seminars, and listening to what everyone else is saying and not putting into action all that learning and knowledge to make your life happen, you are bound to fail.

When you are determined to do what you want, no one can stop you. It’s a matter of having self-confidence, perseverance and hard work.

Never hold yourself back, put worthwhile goals into action. Walk the talk and apply all the learning and knowledge you have to make things happen and make a difference in your life.

Make Home Improvement on Budget a Reality

Home is the place where the heart is. One of the best ways to improve quality of our life is to spruce up the home we live in. Although home improvements can cost unlimited amounts, it does not always require a fortune to improve the interiors of your home. You can carry out amazing changes in your apartment on budget.

Identify Misses

First of, when you are on budget it is important to identify the areas which require replacement or improvement in your home. For, the prime purpose of home improvement is to ensure no pending repairs post the renovation. This would help you plan the direction of the entire home repair project. Depending on the nature of projects you can decide upon the budget, duration and other factors for home improvement.

Gear up for change

Now you can gear up for the change you need. You should research online and visit home décor shops to get ideas for the purpose. You can save a lot of money by DIY on your previous, used or antique furniture, fittings and cabinets. It is important to check out price differences offered by second-hand shops, antique shops and online lists.

Knowing the expenses helps you get ready for the expenditure too. You can also check out your credit limit available. Home improvements can be one of the smart ways to enhance the valuation of your home. You can also check out if you are eligible for homeowner loans. Leveraging home equity you can draw substantial funding without any hassles.

Some handy home renovation hacks on budget

Kitchen

Kitchen is one place where whole family meets multiple times in a day. A change in the look of kitchen space can transform the feel of your entire home. You can consider changing the colour or cabinet doors for this. Do not forget to visit thrift stores or reuse centers to find the surprisingly cheap deals. Go for contrasting colour and you would revolutionise the appearance of your home. Also pay attention to kitchen lighting. If you need to replace any of the electronic or kitchen gadgets, opt for energy-efficient replacements. It would save you energy bills and keep your home updated.

Living Room

A renovation cannot be complete without bringing change in the living room. For low-cost home improvement, consider redoing the furniture placement. A simple shift of couch from right to left can bring more than expected alteration to your home view. In case you have a centre wall, consider using a bright and unique colour for that wall. Then deck it up with picture art, wall art or an embellished stole gifted by your grandma. The bright walls can steal the attention from other little flaws around.

If you need a new couch, consider using the old frame and get it covered up in a contemporary style. This would bring the modern look with least expense.

Bed Rooms

Changing bed room furniture could be expensive. You can consider changing the bedding, rug, curtains, cushions and every other add-on in your room. If your side tables are old-fashioned, you can consider using attractive wall paper on the front of drawers. It would not only bring a new look but would also cease the boredom owing to old furniture.

Another quick hack could be using darker colour for ceiling. Change in the colour of ceiling would bring a novel look in your personal space. We watch more of the ceilings in the bed rooms after all!

Lavatory

Do not overlook leakages and chipped paint as they are common in the bathroom area. Change faucets if there is any fault. Try to organise if you have too many objects in your bathroom.

Besides, simply changing the mug, bucket and rug can beautify your lavatory. You can introduce an attractive canvas cover for the new feel.

Front and Patio space

For small apartments, an additional sitting space can add enough value to the property. You can consider de-cluttering the backyard and incorporating chair for 2 people at least. You can add a beautiful cushion to an organiser and create a seat. This add-on would not cost more than £20 and enliven the dull space in your home.

Needless to say, do not leave the broken nuts and bolts on window panels or side entries. A new colour for outer walls is a must even if you have decided to keep the inner walls untouched.

In case your room walls are already neat, pick one wall in each section and use your creativity to bring the desired look.

Hope these tips prove handy when you begin your next home improvement project.

Create a Lifetime of Sweet Memories With the Professional Wedding Photographer

It requires a great deal of imagination and lots of feeling to understand the value of family albums and the still photographs they contain! Whether monochrome or dazzling color, photographs are losing out in the battle with videography that is everywhere, echoing the television culture. Yet, we love our family pictures no matter what and some situations make it more convenient with the stills rather than the video. While films are far more complicated with equipment being required, they do capture live action magically indeed. Maybe you need both photographs and video for the appropriate occasions. Get the professional wedding photographer for those images frozen in time that will tell happy tales for an eternity.

Dramatic scenes would be recorded for posterity

Though the film medium may be a century old, still photographs came so much earlier. Sentiments are still better expressed casually in the hard copy photographs. Not everybody has access to films and screens, the digital world not having reached certain remote areas and sections of society. If you are lost in monochrome memories, think the grand color and all the latest software that apply equally to the video and photographic world too.

After the photography is carried out by the expert team that has a passion for it, the processing looks at the finer points. Embellishments are added and characters highlighted, weak points edited, borders and titles informing of salient points. As if reflected in an enchanted mirror is the history of the wedding occasion, capturing the series of events before, during and after the fateful day. Invest in the Luxury Leather Bound Album that would preserve the memories just as the events happened to touch the heart’s core. This piece of family history would possess an immense significance, perhaps over generations, never going out of style!

Professional wedding photographer would show the way to some charming blow ups to decorate the wall like the film posters in the town. Those special effects with titles and ambiances added would take the society by storm. Transmitted over social media, they would rock the world. Though we live surrounded by video in all directions, there is a time meant for sober hard copy photographs. Otherwise, how would you explain the print industry and the books, the brochures and the leaflets? Along with those dainty copies meant for the grand family album, get some laminated enlargements made of the intimate moments that express a world of love.

The photographers will visit the most romantic wedding venues!

Being quite used to weddings arranged in remote locations like farmhouses and beaches, the forest and the mountain, the visuals would better express all the adventures and dreams of the married couple. Time passes quickly all right and those pictures contain a world of intimate moments, containing the essence of the grand occasion. Just imagine how many times the day would be revisited by every generation within the family and beyond.

The photographers know the secrets artistically and technically, customized agreements taking care of individual needs. Look at the portfolio and the testimonials to be convinced that we mean serious business with all the years in the profession that reaches deep into the heart and soul. The cameras and the software form an important part of the action. The team does the rest.

With all the involvement in the trade, the photographers will melt into the invitees at the function, weaving in and out without disturbing anybody. It is quite understandable that all the arrangements for the wedding would result in stress. As a result of discussions, the photographers will plan and execute all the lighting and filming arrangements. Getting a piece of the action and recording the natural expressions, movements, and behavior in all the glory would be the target. Formal photographs of family and guest groups too would be handled very skillfully.

Several high-quality cameras and photographers make sure that errors are minimized. By taking many more pictures than necessary, we have more pieces of the action to choose from. Many customers want some monochrome prints to remind of the previous generation, perhaps, with some color decorations. Indulge in a world of fancy regarding the prints, sizes, frames, and enlargements. It is an occasion of a lifetime. Professional wedding photographer brings the most satisfying results.

What You Need To Know About A Tongue Piercing

If you are opting for a tongue piercing accessory, you need to get the right help and the right grade of steel for the piercing to be done with. Most cosmetic companies that offer tongue piercing services usually offer such accessories of stainless steel. It is important that the right grade of steel is used. Surgical steel is known to be the most sterile and safe alloy out of which such items are created.

The process

If you are hesitant about how the experience would be, get in touch with a tongue piercing service and find out the kind of methods they use. Usually a local anesthetic agent is used to numb the area where the piercing is done. With the help of laser tools the process is quick and painless. Once you are convinced of the method, you can order in a piercing jewellery item from a stainless steel jewelry supplier. There are different kinds of jewelry items available with a stainless steel jewelry supplier. To make it a convenient purchase, you can simply look up an online catalog and order in a design of your choice.

What to expect?

Usually the piercing method is quick and painless. However, once you have gotten an item of your choice from a stainless steel jewelry wholesale outlet you can then get in touch with the piercing service. Even if the piercing method is quick and painless, you would feel discomfort after the piercing is over and the anesthetic effect wears off. In order to prevent infection in the pierced area you would be given certain applications to put on. Also, you might want to abstain from eating or drinking for a few hours after the piercing is done.

Get the right product

It is important that you choose the right grade of steel product when you opt for body piercing. For that reason seeks out qualified stainless steel jewelry outlets. These are suppliers who provide certified and graded products. When you are taking up items for body piercing, remember that such items will be inserted into your skin or epithelial layer, coming in contact with internal tissues. For that reason, if the right sterile grade is not taken up, it can cause infection and other problems. For that reason getting the right graded product from a certified stainless steel jewelry wholesale supplier is important. If you are sourcing items for your body piercing business, you will surely want to have guaranteed products that would provide safe insertions for your clients. This is vital for your business. Identifying the right wholesaler or supplier will ensure that you have certified and quality products on offer. It is possible to look up an online list of suppliers and check their credentials before you choose to tie up with any of such suppliers.

A Guide to Scheduling A Newborn Photography Shoot at Your Home

For a 33 year old that does not have any children, I sure do know a lot about babies! How, you ask? Baby photography! I have been a baby photographer for over 13 years. They are my specialty, my joy, and my life.

When I started newborn photography I had to learn how to hold a baby, soothe a baby, stay calm, and familiarize myself with facial expressions. I would often look at them and think, “I wonder why they are smiling like that”. And then you hear a sound… from the diaper… a wet sound. I imagine parents, other photographers, and everyone who works with babies can relate to this.

After a few years of newborn photography, I decided to create a guide to help new parents and photographers alike to help prepare for the photo shoot if the photo shoot takes place at the clients home. All my newborn photo shoots are taken at my clients’ homes because it’s the most comfortable place for a growing family.

Without further ado, here is the guide born from my frequently asked questions about a newborn photography shoot…

1. When should we schedule the newborn photo shoot? Schedule your newborn photography shoot within the first two weeks of the due date. This is just a tentative date and will likely change depending on the baby’s arrival. If you have a C-section then the date is pretty set unless the baby comes early.

It’s best to capture babies around 5-14 days while they sleep and have the newborn look. Having said that, there are no guarantees with newborns. They do what they please. I have done photo shoots at 6 days. Some cooperate and some don’t. I have done photo shoots at 4 weeks. Some cooperate and some don’t. Either way, they’re all wonderful!

2. What happens if my baby is late? Contact your photographer and play the date by ear. If the baby is early, don’t worry about contacting your photographer right away. Enjoy the new member of your family! Contact them within the next couple of days and let them know that your baby is here.

3. What temperature should the house be? The day of the photo shoot I suggest to have the house at a good warm temperature. We will be sweating but the baby will be comfortable. You might not need the heat on during summer though. The little ones don’t like to be too hot or too cold.

Keep in mind that most of the poses will be of the baby in their diaper, naked, or whatever you discussed with your photographer. Walk around your home and think about the settings/backdrops that might work out best in terms of lighting. Usually, photographers like to setup in the room with the most natural light. But also important rooms like the nursery, your bedroom, the living room, and the yard if it’s a nice day.

4. When should I feed my baby? Try and time it so that you are almost done with the feeding or completely done by the time the photographer arrives. A happy baby equals a sleepy baby. Sleepy babies are awesome! Also, bear in mind that we might feed the baby a little outside their schedule to keep them calm.

If you wanted your baby in a wrap, diaper cover, or possibly naked then I suggest to take their clothes off (but keep them in their diaper!), wrap them up in a blanket, then start to feed them. The less we move them around after they have a full belly, the better.

5. What do I do if my baby is sleepy right before the photo shoot? Sometimes your baby will be asleep before we arrive and before the feeding. Try to keep them up by changing them or maybe a nice bath. You want your baby to be tired during the photo shoot, not before

6. How long will the photo shoot last? The length of time would all depend on the photographer and the baby. I have completed newborn photo shoots in an hour and upwards of 4 hours. If the baby is awake during the photo shoot, it’s OK! Photos of your baby alert and awake are magical!

7. What props should I have ready and does the photographer bring any? Most of the props and hats that I personally utilize in my photography shoots belong to the baby. The picture will hold a different meaning if you utilize your own hats, blankets, books, and/or other props. Also, don’t forget all the gifts that you baby will receive. Using gifts from friends and families makes these photos extra special.

Why Should You Book a Tours and Travel Company?

Monotonicity. The word itself is monotonous, but it accurately describes the mechanical nature of our mundane lives. You go to work, come back, eat, sleep and you repeat it again tomorrow like clockwork. Do you ever wonder how to break this routine? The answer is simple, travel. Seeing new places excites new feelings inside us, giving us new perspective towards existing things, thus overwriting the obsolete ones. But planning a travel itinerary is a hectic process and most of the times you worry about how to reach a destination instead of enjoying the journey to that destination. Then the best course of action is to employ a travel company to do your planning and then you are left to enjoy your journey and nothing else. But should you take the services of a travel company? If these thoughts are clouding your mind then, let me clear them for you and explain why you should opt for my suggestion.

1. Convenient

Since all the necessary reservations would be done for you beforehand, even before you reach your destination, you can skip the long queues and jump straight into the experience you booked to enjoy. It is always a good idea to reserve your time for experiences rather than waiting for that experience to happen eventually. Thus, it is hugely convenient and a time-saving option.

2. Deals

Tour and travel companies usually have good relations with hotels, restaurants, etc. and can provide you with fantastic deals over your reservations. This saves you a lot of money which you can spend on other things and exploit more fun out of your travel. We all love saving some cash and if you have the same mindset, you know what you have to do here.

3. Recommendations

A good tour and travel company tries to enhance your trip by recommending what else you should be doing besides your usual preplanned itinerary. We almost never know the hidden gems of the places we visit until and unless a local tells you about it. The company knows a lot about the travel they are planning for you and also recommends what you might as well be doing which many travelers may not know.

4. Timeline

Since your trip is organized by a third party, they can provide you with a timeline of your journey, explaining in detail beforehand what lies ahead on your path. Knowing what to do and when to do, helps us avoid any unprecedented situations and makes our trip go smoothly and we can enjoy to our fullest without worrying about a single thing.

5. Solutions to your problems

The last and the best advantage of employing tours and travel company is that you can address any problem which you encounter on your journey and you can rest assured that the problem will be solved as soon as possible. You will not be facing any problems on your own and everything can be handled by the company itself and instead, you can use up your own time on meaningful things like making memories.

Instant Paid Surveys That Help Relieve The Debt Burden

Instant Paid Surveys That Help Relieve The Debt Burden

Business Opportunities,Research,Advice
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In debt or need to increase your credit score? Why not try instant paid surveys.
INSTANT PAID SURVEYS

I know it sounds unusual. Why not just try and get out of debt by hiring a debt relief company or saving money with a 9-5 job.

Most low-income people who are in debt make wages around minimum wage. This is not nearly enough capitol to get out of debt of just a few thousand dollars.

Instant paid surveys allow people to earn money fast. Easily earn hundreds per week just taking paid surveys.

Not only that, receive products inside your home to test and evaluate in order to get paid as well.

Most people do not realise this resource exists. Instead, they try to get a loan or take out more cards to try and offset the debt they have accumulated.

Most minimum credit card payments range around $30 dollars or so a month.

So why do people not have the income to make such a small payment? Most people are procrastinators.

They see a good thing like credit offers and live above their means. Then when it comes time to pay they just don’t.

Now, they have accumulated so much debt from one card they take out even more cards accumulating even more debt.

People in debt start to miss a few payments and then stop paying them because they are mad about the interest accumulated.

What happens now is the debt keeps accumulating by missing all of the payments and then sooner or later they want to buy a home, car, or need credit for some other reason.

This is where instant paid surveys come in. Why? You do not have to pay anything to start getting paid.

Some sites will have you wait 2 or 3 weeks to receive a payment.

WEBSITES WITH INSTANT PAID SURVEYS

Quick Paid Surveys – After you take a survey your usually paid within 24 hours. Free surveys get paid cash and not in the form of points or anything like that.

Superpay.me – A collection of surveys, cash offers, paid ads, and more. Get paid within 2 – 8 hours through PayPal after earning just $1.00.

OpinionOutpost – After earning just $10.00, which can easily be done the first day, you will be eligible to cash out your funds. Getting paid for surveys with OpinionOutpost is awesome because they are one of the most user-friendly websites.

OTHER LEGITIMATE PAID SURVEYS

Cinchbucks is another great site that pays you for sharing your opinions. Not as instant as the other websites mentioned because it will take a week for the payments to be processed. A great website that has went through some recent changed in order to provide a much better user experience.

Paidviewpoint – These are the quickest paid surveys I have ever seen. What is great with them is they pay up to $25 per referral. Just for sharing a specialized link to your friends, family, etc. you receive payments into your online account.

HOW PAID TO DO SURVEYS GET DEBT UNDER CONTROL

Receiving instant paid surveys inside your inbox will help relieve debt fairly quickly and get it under control to the point where it becomes non-existent.

Some people make a full-time income with online surveys. Just a fraction of the time it takes to earn from paid surveys full-time will help to pay off your debt.

If it’s so easy why doesn’t everyone just take surveys to get paid?

Some folks get bored with the questions or just do not have the patience to finish them. The trick I try to share with everyone is to sign up for as many legit companies as you can. This way your email account will be flooded with surveys, product offers, discussion panels, and more. You will be able to sort through them and pick out the offers you want to complete. As you gain experience you will learn what companies offer the most lucrative offers in the shortest amount of time.

Sometimes I get afraid recommending websites in general because there are so many scams out there. You can visit my website where I recommend 6 instant paid surveys and more, including international websites in the UK, Ireland, and more, all scam free.

A great way to avoid the scams is to see how long they have been in business by reading the about us page. This way you will have a great way to gauge the legitimacy of the program.

One site I would finally like to recommend is Toluna. Toluna offers it’s members product testing at home along with online paid surveys. A nice way to compliment your online earnings while testing and keeping free products at home.

Getting out of debt is never easy when you are low-income. This post is intended to give people ideas on how to eliminate debt so they can begin to rebuild their credit without worrying about having to pay into programs trying to extract money to help alleviate the debt burden.

The Benefits of Inbound Call Center Services

The demand for inbound call services is increasing day by day as many well-established companies are availing such services in order to serve the customers effectively. In the present markets, there is the huge demand for inbound as well as outbound call services Several call center services are well running their vast services across the different regions and offering the seekers admirable services. Many youths are making their career in the call center services and there is the huge possibility to enhance their personality with better communication skills.
The rising popularity of inbound call center is really tremendous and the other amazing thing is that it is basically a customer-oriented initiate to help the customer related to particular branded products and their emergency services.

In the available market, plenty of call center services are easily accessible and reputed companies are hiring such services for their business growth. With the expansion of the internet facility and all the market are focusing towards the digital platform it really emerging the needs of online service more and more.

Through the help of inbound call center service, the customers get a direct communication facility with the merchants or their representatives to fulfill their desire needs and requirements instantly. It is quite easy to choose the professional inbound call center services because if you pick professional agencies then you will get the admirable services also.

What is actually inbound call services:

In a simple term to understand it is desired cal center spot that deals with a majority of the incoming calls for particular merchants or brand of a product. This means the customer calls you and basically asks for assistance over the phone for their products that they have purchased from you.

The inbound call center services are gaining popularity across the globe and much leading agency are involving into this field effectively. They offer plenty of services that include help desk, sales, technical and nontechnical, customer services, placing order for a particular product and so on.

All these advantages help the business to grow further and also lead to meet the customer needs instantly. Most of the reputed inbound call center services are considered as customer focused centers. There is the huge difference between the inbound and outbound call center services.

The inbound call center services are done by the professional manner and they will assist their customer perfectly to just serve them best admirable services to fulfill their inquiry details. In a short, the inbound call services or performance are basically measured in various terms and according to desired metrics.

Some of the best-listed metrics includes like calling attendances, helping customers, resolving their issues, greeting the customers properly and so on. In the call center, the effective communication plays signification role in dealing with customers.

Though there are several other sources to deal with a customer are accessible like SMS, emails but talking over the call is the better way to make the business more reliable in the present scenario. Just avail the inbound call center services from the professional agencies and make your entire business more reliable and competitive to serve the customer successfully.

Financial Skills – Opening a Bank Account

I was surprised when I asked parents to tell me the life skills they wish their kids knew, and there was a resounding request for kids to learn how to open a bank account.

Similarly, there was a huge call out for:

How to budget & balance accounts
How to write checks and pay bills
And how to start saving for retirement
It seems some of the things we take for granted are, as a result, missing from what we teach kids.
This article is the first article in the four-part series and will discuss the best and simplest way to get started with opening a bank account.

It seems easy, but there are several questions many people never think of that we’ll address in this article:

Which bank?
Checking or savings account?
Are there fees or minimum balances?
Should I get a Debit Card too?
Should I have my name on the account with my kid?
1. Choosing a Bank

When you choose a bank, there are a few criteria you’ll want to look at:

Location
Number of branches
Ease of access
The location should be convenient to your home, but also have enough branches so that – in the case of an emergency – you can get to your bank.
I opened an account with Elevations Credit Union when I was attending CU Boulder. It was convenient and credit unions are really great to bank with. However, after I graduated and moved, there were no branches around me, which made things very inconvenient. I ended up opening an account with US Bank since they are in about every King Soopers, where I do my grocery shopping.

This is especially important with kids because you don’t want them to have to drive too far just to bank.

Similarly, ease of access into the branch is important. I remember having a Norwest (now Wells Fargo) account, and getting in and out of the bank’s parking lot was terrible. I had several near-miss car accidents and dreaded even going to the bank.

2. Checking or Savings Account

As you’ll learn in the future article about saving and budgeting, there should be an account that is used for saving and investing.

That means it’s important to have BOTH a checking and savings account.

The reason a checking account is important, is so that kids can learn how to write checks, and have a designated spending account aside from a designated savings account.

Checking accounts are important for paying bills (be it online or via mail) and will give kids the opportunity to learn how to write checks. Even if check writing isn’t as prevalent as it once was, it’s still important.

I was shopping one day and realized I forgot my wallet, which had my credit cards and cash. I started to panic because I needed some food. Fortunately, I keep a couple of checks in the car and was able to save myself by writing a check… they still come in handy!

3. Fees & Minimum Balances

Some banks have fees to have an account and others don’t. Obviously get the one that doesn’t since your kid shouldn’t have a huge account. Likewise make sure there isn’t a minimum balance or a very small ($10 or less) minimum balance.

Just as important is how overdrafts are handled!

When I was in college, it never failed: my peers (who hadn’t learned how to balance an account) would routinely trigger their overdraft protection and the hefty fees that went along with it.

They would look at their balance online and it would show $10. Then they’d check it again a few days later and it was at $30.

It was the magical growing bank account; and they never wondered where the extra money came from. Until the end of the month when they had over $200 in overdraft protection fees!

I would suggest NOT getting overdraft protection and instead making darn sure they can balance their account (which we’ll cover in a future article).

4. What About a Debit Card?

Here’s my thoughts on kids having debit cards: it makes it much, much harder to balance the bank account while making it much easier to overspend and run into trouble.

Are ATM machines convenient? Yes, but I have never once used one in my entire life. Part of teaching kids life skills is to teach them to be prepared. I keep an extra $10 in cash plus a few checks in my car. It wouldn’t bother me if it got stolen.

If you’re determined that your kid gets a debit card, wait at least six months after opening their account so they can learn “the old fashioned way” and understand how the debit card affects their account when they actually start using it.

5. Should I Be On The Account Too?

I think it’s a very good idea for you to be on your kid’s first account so you can monitor their spending and make sure they don’t cause a train wreck.

It’s good to get statements so that you can use that as a learning experience to go over them with your kid and teach them how to properly dispose of them (in a shredder) so that they decrease their risk of identity theft.

Come up with a time frame or benchmarks until you pull yourself off the account and let your kid take on the responsibility of an individual account.

Opening a bank account is a huge step into a new world for kids and it should be a great experience. Walk your kids through the setup and look for the learning opportunities along the way.

Why Trading As a Home Business Is the Best Option

At one point or another, we all dreamed of leaving our 9-5 job to have our own business. I had 2 very successful business in my lifetime. One as a college student selling handbags and women’s accessories, which led me to leave college because I was making more doing that business than I would graduating from college. The second business was owning and distributing coin-operated video games. I started that business after a very successful US Federal Government career that took me all the way to Washington DC. Even with all the success that I had as a Budget Director at the Secretary’s level, I still believe that nothing compares to running your own business.

Both my businesses relied on customer acquisition. Without customers, there was no business. That is true with any business that relies on selling services or products.

Online businesses are no different. Whether you run a blog or have a Shopify account or sell through Amazon or eBay, you will need customers. You may read about SEO rankings, Pay Per Cick ads, or Google AdSense among others. You may also want to try to acquire customers through YouTube, Facebook, Pinterest, Instagram, or any other of the many social media outlets available today. Whichever way you decide to promote your business, you will need customers not only to “follow” you, but, more importantly, to buy your product(s).

Hence, enter trading as a home business. With trading, all you need is to do is learn and master a set of skills. You don’t need to rely on social media or Pay Per Clicks to make your money. All you need to do is rely on your ability to make money trading by following some simple rules.

Trading has never been easier than it is today. Computers have taken some of the mystique of trading away. There are many automated solutions available today that can make even the most inexperienced trader a successful trader if they follow the simple rules outlined by the software. There are even fully automated software aka robots aka Expert Advisors that will execute your trades for you making trading a totally hands-free business.

Forex has the biggest number of automated solutions in the market today. For that reason, these solutions are available at much lower prices ($200-$600) than their counterparts in the stock, e-minis, and commodity markets. When you consider the cost of just setting up a website for your business versus the cost of an Expert Advisor in Forex, to me the choice was not only obvious, but easy. The added benefit is that after acquiring your Expert Advisor(s), you don’t have to worry about acquiring customers to start making profits, but rather immediately start making profits instead.

As a business owner, I can say that trading is, without a doubt, a more appealing option to me. I now work/trade to live instead of live to work. I love spending time with my family and being able to trade/do my business from anywhere in the world. Through trading, me and my family are living the life we dreamed off a few years back. You can live that life too.